All California Mortgage

We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage products including FHA, VA, Jumbo, Non-Conforming and Reverse. Throughout the lending process, we provide regular loan updates and progress reports so you will always know the status of your loan.

With over 30 years in the lending business including mortgage, consumer financing and marine lending, my expertise is providing borrowers with the right solutions to their loan requirements.

I provide value to each client by personalizing their experience to ensure positive results. My dedication to this pursuit has rewarded me with numerous production and customer satisfaction awards.

For every unique borrower, there is a unique loan.  Whether you are purchasing, building or refinancing or prefer a fixed, adjustable or interest-only loan, we’ve got you covered.

Call me for a personalized quote!

Debbie Betts, NMLS#1523273; BRE00475529

Serving Alameda Island

510 846-0578

1070 Marina Village Parkway, Suite 101-B
Alameda, California 94501
Debbie Betts
Bay Equity Home Loans
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About Bay Equity
Bay Equity is a full-service retail mortgage lending institution founded and headquartered in the heart of San Francisco’s Financial District. In 2011 and 2012, San Francisco Business Times named Bay Equity among its “Top 100 Fastest-Growing Private Companies” in the Bay Area. Bay Equity also has operations centers in Concord, California; Corona, California; Lake Forest, California; Portland, Oregon; Tacoma, Washington and Everett, Washington and 64 retail branch offices on the West Coast.

Bay Equity opened in the midst of the recession, as many other mortgage lenders were closing their doors. A group of mortgage professionals led by three brothers, Brett, Jon and Casey McGovern, recognized the need for a new type of mortgage lender. Their new lender had to embrace the highest standards, provide exceptional customer service and be committed to lasting relationships.

Bay Equity opened in San Francisco in April of 2008 and funded its first loan one month later. In its short history, Bay Equity has expanded and is now lending in eleven western states and growing.

Bay Equity has hired accomplished mortgage and financial professionals at all levels and has proudly assembled a highly experienced staff of corporate executives and operations professionals.

1512 Webster Street, Suite B
Alameda, California 94501
(415) 846-9211
Chris Mason

Our Newest Members

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Alameda Chamber of Commerce
2215-A South Shore Center
Alameda,CA 94501
(510) 522-0414