Credit Union

Credit Union

1st United Credit Union

It doesn’t get simpler, faster and friendlier than 1st United Credit Union. As one of the first credit unions in California, 1st United Credit Union was founded in 1932 and has been thriving in the San Francisco East Bay Area ever since. Membership is available to anyone who lives, works, or attends school in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings counties in California. We believe in local, neighborly banking and hope you will too. For more information, visit
2680 5th Street, Suite A
Alameda, California 94501
Lisha Fabris
1st United Services Credit Union

Our Mission
To provide a lifetime of simpler, faster, friendlier financial services for our members.

1st United Services Credit Union has a long history of service in the Bay Area and has the distinction of being one of the first credit unions in the State of California. The credit union was originally founded in 1932 as City & County Employees’ Credit Union in order to serve Alameda County Employees. The field of membership was expanded shortly thereafter to include employees of cities and school districts located within Alameda County.

In 1996, CCECU merged with ALFA Federal Credit Union, founded in 1941 as the financial institution for Naval Bases in Alameda, Lemoore, Concord and Fallon, NV. To more accurately describe the combined civil and military service resulting from the merger, the name 1st United Services Credit Union was chosen. In addition to city, county, and military, 1st USCU’s field of membership includes select companies and other public agencies.


In 2001, 1st United Services Credit Union became a community chartered credit union. Membership is open to anyone who resides, works, or attends school in Alameda or Contra Costa counties in California. 1st USCU is pleased to offer our members 10 branch locations throughout the California east bay.


Why 1st USCU?


Credit unions are not for profit organizations, unlike banks, which are in the business of making money for their shareholders. Membership entitles you to share as a “financial partner.” Rather than paying stockholders, credit unions return earnings to members in the form of higher dividends and lower loan rates. This means you can enjoy low cost loans and higher yields on savings and investment options.


How to Join
You can join 1st USCU online by clicking here. Or, visit any one of our branches and a Member Service Specialist will be happy to assist you. You can then start enjoying all the benefits of membership – it’s simple!

Membership is available to:

Anyone who lives, regularly works, or attends school in Alameda or Contra Costa Counties California, as well as any and all businesses, corporations, organizations, or associations located in such counties.
Any immediate family member of a current primary member related by blood or marriage including living or not living in the same household.

Even if you don’t meet any of these qualifications, you are still eligible to join if you are a member of any one of our many Select Employee Groups (SEGs). A SEG is a company, department, or building designated as an eligible membership group. Call our Member Services Department at (800) 649-0193, or email us to see if your employer is eligible.
805 Marina Village Parkway
Alameda, CA 94501
Financial Benefits Credit Union

Financial Benefits Credit Union
“Big Enough to Matter Small Enough to Care”

Financial Benefits Credit Union is a California State licensed not-for-profit service cooperative. Established in 1931 as Railway Employees Credit Union, our name was changed in 1996 in order to reflect our diverse membership.

FBCU currently provides credit union membership benefits to over 1500 companies. FBCU also serves those who live and work in the city of Alameda, California and employees of companies belonging to the Better Business Bureau of Northern California and the Emeryville Chamber of Commerce. Relatives of current members are also welcomed to join.

Our Mission

Our mission is to provide our members with superior personal service, highly competitive loan rates and terms, great returns on investments, and lower fees.

Your Insured Deposits

Financial Benefits Credit Union’s member share accounts are each insured to $250,000.00 by the National Credit Union Share Insurance Fund (NCUSIF) an agency of the US Government. The NCUSIF is fully funded and capitalized at the maximum level required by Federal Law.
1528 Webster Street
Alameda, CA 94501
John Schaffner
Provident Credit Union

Currently the 71st largest credit union in the U.S. (17th largest in California), Provident Credit Union was established in 1950 to serve the California Teachers Association. Headquartered in the San Francisco Bay Area, Provident Credit Union now serves more than 100,000 members from over 1200 employer groups and maintains branches throughout California, and nationwide.
Your Money is Safe at Provident

Provident Credit Union is committed to the safety of our members’ deposits. With over 1.7 billion dollars in assets, Provident has earned a reputation for absolute safety and soundness. Additionally, we hold 13% of our assets in reserve, a figure greatly exceeding that of most banks. Plus, your savings are insured to $250,000 per membership (with an additional $250,000 per IRA) by the National Credit Union Administration (NCUA).
2250 South Shore Center, Suite C
Alameda, CA 94501